There are still many fishing communities in Indonesia that live in poverty. That situation happens because they have been depending on moneylenders who provide high-interest rates. This study's focuses were: First, to reveal the role of Baitul Maal wa Tamwil (BMT) or Islamic Microfinance Institution (IMFI), which embrace fishermen by implementing the free late interest system. Second, to reveal the products of IMFI for the fishing community as a form of empowerment. This study was a descriptive qualitative with a case study method. Informants of this study consist of employees and clients of BMT Mandiri Sejahtera Jawa Timur in Blimbing (BMSB), Lamongan, Indonesia. Data collection techniques used were interview, observation, and documentation. The data analysis technique was interactive analysis consisting of data reduction, data presentation, and concluding. This study showed that: First, BMSB had a pretty good role, but not effective yet in empowering fishing communities. Second, BMSB only offered savings and mortgage financing products with Islamic principles. Third, BMSB did not foster a productive attitude toward fishermen in providing additional income.
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机译：印度尼西亚仍有许多渔业社区，居住在贫困中。这种情况发生，因为他们一直取决于提供高利率的Moneylenders。本研究的重点是：首先，揭示Baitul Maal Wa Tamwil（BMT）或伊斯兰小额信贷机构（IMFI）的作用，通过实施免费的晚期利益系统来拥抱渔民。其次，揭示渔业社区的IMFI产品作为一种赋权的形式。该研究是一种描述性定性与案例研究方法。本研究的信息包括BMT Mandiri Sejahtera Jawa Timur的员工和客户，在Blimbing（BMSB），印度尼西亚庞然山。使用的数据收集技术是面试，观察和文档。数据分析技术是由数据减少，数据呈现和结论的交互式分析。这项研究表明：首先，BMSB具有良好的作用，但仍未有效地赋予渔业社区权力。其次，BMSB仅提供伊斯兰原则的储蓄和抵押贷款融资产品。第三，BMSB并没有促进渔民提供额外收入的生产态度。
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