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Gender differences in financial behaviours

机译：财务行为的性别差异

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The assessment of the impact of gender on financial decision-making was based on a representative survey 'Social Diagnosis 2015' conducted on a sample of over 34 thousand Polish citizens. When realising the research objective, a logistic regression model was applied - both with and without interaction effects. The study has shown that the financial behaviours of men and women differ significantly. Men more frequently use the products and services available on the financial market such as, for instance, a debit card, or invest funds in shares or bonds. They are also more willing to take risks. However, as has been shown in the study, gender is not the only important variable influencing financial decisions. Equally important are age, social and professional status, education, or place of residence. This indicates that analysing behaviours on the financial market based solely on one variable may not be appropriate.
机译：对性别对金融决策的影响的评估是基于一项代表性的调查“2015年”，在34,000多名波兰公民的样本上进行。 在实现研究目标时，应用了逻辑回归模型 - 无论是否有互动效应。 该研究表明，男女的金融行为有显着差异。 男人更经常使用金融市场上提供的产品和服务，例如借记卡，或投资股票或债券的资金。 他们也更愿意冒险。 但是，正如研究所示，性别并不是影响财务决策的唯一重要变量。 同样重要的是年龄，社会和专业的地位，教育或居住地。 这表明仅基于一个变量对金融市场上的行为分析可能不合适。

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