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首页> 外文期刊>Ecological Economics >Move your money? Sustainability Transitions in Regimes and Practices in the UK Retail Banking Sector
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Move your money? Sustainability Transitions in Regimes and Practices in the UK Retail Banking Sector

机译：转移你的钱？英国零售银行业在制度和实践方面的可持续性转变

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摘要

We present and test a new conceptual framework for understanding sustainable transitions in co-evolutionary sociotechnical systems. We apply this in the first study of sustainable transitions in UK retail banking. This system has suffered recently from banking crises, and links to environmentally-sensitive industries such as fossil fuels. Sustainability-focused values-based banks are a potential solution, but have had little impact on mainstream banking systems. We aim to understand the constraints on a potential transition and how to overcome them. Our new approach identifies the intersections between transitions in regimes (using the multi-level perspective MLP) and transitions in practices (using social practice theory SPT), two competing conceptual frameworks in the literature. We ask: what are the intersections between transitions in the banking regime and banking practices, and how may critical points of constraint be unlocked to become points of opportunity, thereby aiding a transition to more sustainable banking systems? We present new empirical findings from a mixed-method case study of the UK banking sector and two values-based banks in particular. Interventions for growing sustainable banking are identified and we demonstrate the added-value of the combined approach through indicating strategies for unlocking the transformative potential of sustainable innovations.
机译：我们提出并测试了一个新的概念框架，用于理解共同进化的社会技术系统中的可持续转变。我们将其应用于英国零售银行业可持续转型的第一项研究。该系统最近遭受银行危机的困扰，并与对环境敏感的行业（例如化石燃料）建立了联系。以可持续发展为重点的价值型银行是一种潜在的解决方案，但对主流银行系统影响不大。我们旨在了解潜在过渡的限制以及如何克服这些限制。我们的新方法确定了政权转型（使用多层次视角MLP）和实践转型（使用社会实践理论SPT）之间的交叉点，这是文献中两个相互竞争的概念框架。我们问：银行体系过渡与银行惯例之间有什么交叉点？如何释放关键的约束点以成为机会点，从而帮助向更可持续的银行体系过渡？我们提供了来自英国银行业，尤其​​是两家基于价值的银行的混合方法案例研究的新经验结果。确定了发展可持续银行业务的干预措施，并且我们通过指出释放可持续创新变革潜力的策略来证明组合方法的附加值。

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