...
首页> 外文期刊>Emerging Markets Finance & Trade >The Effects of the Sharing Economy: How Does Internet Finance Influence Commercial Bank Risk Preferences?
【24h】

The Effects of the Sharing Economy: How Does Internet Finance Influence Commercial Bank Risk Preferences?

机译:共享经济的影响:互联网金融如何影响商业银行的风险偏好?

获取原文
获取原文并翻译 | 示例
           

摘要

In this article, we provide an evidence on the effects of the sharing economy by studying internet finance. It aims to explore how internet finance affects the relationship between commercial bank risk preferences and monetary policy, and discusses whether this impact varies across heterogeneous banks. The results suggest that having a loose monetary policy encourages a preference for risk. In addition, internet finance alters the sensitivity of bank risk behavior to monetary policy. Internet finance has a heterogeneous influence, depending on a bank's ownership (i.e., state or private) and size. At privately owned banks, internet finance has only a moderate impact on the bank risk-taking transmission channel of monetary policy, unlike the subsample of large banks.
机译:在本文中,我们通过研究互联网金融来提供有关共享经济影响的证据。它旨在探讨互联网金融如何影响商业银行风险偏好与货币政策之间的关系,并讨论这种影响是否会在异类银行之间发生变化。结果表明,实行宽松的货币政策会鼓励人们偏好风险。此外,互联网金融改变了银行风险行为对货币政策的敏感性。互联网金融的影响力各不相同,这取决于银行的所有权(国有或私人)和规模。与大型银行的子样本不同,在私人银行中,互联网金融对货币政策的银行风险承担传递渠道仅产生中等影响。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号