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A tale of two inequalities: Housing-wealth inequality and tenure inequality

机译:两个不等式的故事:住房财富不平等和不平等

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The growing significance of housing to wealth inequality in Western societies is now well recognised and widely debated. This paper argues that understanding of the nature and causes of this problem and discussions of potential approaches to addressing it through progressive policy responses are both hampered by adopting a partial perspective on the housing question. Focusing singularly on ownership – how it has been idealised and subsidised, how it might be democratised and so forth – has led to scholars and policymakers tending to neglect the other main tenure form, in strict relation with which ownership always exists both materially and discursively: rental. We can neither understand why and how today’s asset-based inequalities have materialised nor plot realistic and meaningful policy responses unless we conceptualise and approach ownership and rental relationally. Using the United Kingdom and Swedish cases as exemplars, and examining how relevant national policy realities and logics have been constructed over time, the paper further argues that the emergence of significant asset-based inequalities in recent decades is rooted in the policy-driven emergence of significant inequalities – ideological as much as economic – between tenure forms, whereby ownership has increasingly been privileged over rental. If Western societies are to have any credible prospect of reducing existing property asset-based inequalities, preventing those inequalities from being reproduced within younger generations and limiting the likelihood of the re-emergence of comparable inequalities in the future, (re)instituting principles and practices of tenure equality should be made a primary political and policy objective.
机译:现在,西方社会在西方社会中越来越重要的意义,现在得到了很大的认可和广泛的辩论。本文认为,通过采用住房问题的部分观点,了解解决这一问题的性质和探讨解决问题的潜在方法的讨论以及通过进行逐步的政策反应来妨碍。统一地致力于所有权 - 如何理想化和补贴,如何成为民主化,依此类推 - 导致学者和政策制定者倾向于忽视其他主要任期形式,严格关系,其所有权始终存在重大和出境:租赁。除非我们概念和接近所有权和租赁,我们既不明白为何,基于资产的不平等性的基于资产的不平等和绘制的不平等,也没有绘制现实和有意义的政策反应。使用英国和瑞典案例作为样式,并审查了如何随着时间的推移构建相关的国家政策现实和逻辑,据称,近几十年中,基于重大资产的不平等的出现植根于政策驱动的出现显着的不平等性 - 思想在经济形式之间,其所有权越来越擅长租赁。如果西方社会都有任何可靠的前景,即减少现有的基于财产资产的不平等,防止这些不平等在年轻几代中复制,并限制了未来可比不平等的再出现的可能性,(重新)提出原则和做法应当制定一个主要政治和政策目标。

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