Maureen Christensen had put in 32 years as an information technology specialist when in June 2007 she retired with the intention of kicking back and letting her newly hired adviser worry about her finances. That plan came to a crashing halt a few months later when a full-blown financial crisis struck. The Portland, Ore. resident felt helpless watching her savings evaporate. It was scant comfort that her adviser assured her a "normal" correction was under way and the wise thing to do was to ride it out.
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