You're a target reader for this guide if you have $1 million in stocks and bonds (like a few million Americans) or will getrnthere before retiring (perhaps tens of millions of Americans). If you are in either of these groups, this short guidebook could easily make you $10,000 better off. There's a decent chance it will do a whole lot more than that for you.rnThe strategy: save on taxes and expenses. It has a much bigger probabil-rnity of success than putting $10,000 into a hot stock and waiting for it to double.
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