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Net Game

机译：网络游戏

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摘要

Daniel Gilbert, founder and chairman of Quicken Loans, limps into his cramped office in his mortgage company's head-quarters in Livonia, Mich. Just a few days earlier he'd torn the anterior cruciate liga- ment in his right knee during his weekly pickup basketball game. It's a sport the 43-year-old has always loved but never excelled in because of his height (he's 5 foot 6). That's never stopped him from trying—or from boasting that he has already reached the pinnacle of the sport. In March Gilbert plunked down $375 million to buy the NBA's Cleveland Cavaliers. "Statistically it's harder to become an owner of a pro sports team than it is to be a pro athlete," he says, smiling through his pain. Gilbert likes a rough, hands-on game. Operating in a highly fragmented business, he has turned a one-room, hand-to-mouth operation into an online mortgage monster. Last year Quicken Loans became the largest Internet lender in the country, surpassing J.P. Morgan Chase and Washington Mutual by closing $14 billion in direct-to-consumer loans, a number that, Gilbert claims, will grow 20% this year. Last year his private company earned north of $100 million on revenue of $450 million. We estimate that he is worth just shy of $1 billion.
机译：Quicken Loans的创始人兼董事长丹尼尔·吉尔伯特（Daniel Gilbert）走进密歇根州利沃尼亚的抵押贷款公司总部狭窄的办公室。几天前，他在每周提货时撕裂了右膝盖的前交叉韧带。篮球赛。这是43岁的他一生以来一直钟爱的一项运动，但由于他的身高（他的身高5英尺6），他从未表现出色。这从未阻止他尝试过，也没有吹嘘他已经达到了这项运动的顶峰。今年三月，吉尔伯特斥资3.75亿美元购买了NBA的克利夫兰骑士队。他说：“从统计学上说，成为职业运动队的主人比成为职业运动员要难得多。” Gilbert喜欢一个粗糙的动手游戏。他经营高度分散的业务，已将一室一厅，从手做饭变成了在线抵押贷款怪兽。去年，Quicken Loans成为该国最大的互联网贷方，通过关闭140亿美元的直接面向消费者的贷款，超过了J.P. Morgan Chase和Washington Mutual，Gilbert声称这一数字今年将增长20％。去年，他的私人公司收入超过4.5亿美元，盈利超过1亿美元。我们估计他的身家不到10亿美元。

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  • 来源
    《Forbes》 |2005年第7期|p.82-84|共3页
  • 作者

    MONTE BURKE;

  • 作者单位
  • 收录信息 美国《科学引文索引》(SCI);
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类 世界经济问题;
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