...
  • 主题
高级搜索  >
历史搜索 清空历史
首页> 外文期刊>German economic review >Is Crowdfunding Different? Evidence on the Relation between Gender and Funding Success from a German Peer-to-Peer Lending Platform
【24h】

Is Crowdfunding Different? Evidence on the Relation between Gender and Funding Success from a German Peer-to-Peer Lending Platform

机译：众筹有区别吗？来自德国P2P借贷平台的性别与资助成功之间关系的证据

获取原文
获取原文并翻译 | 示例
           
页面导航
  • 摘要
  • 著录项
  • 相似文献
  • 相关主题

摘要

According to the literature on traditional banking, lenders often discriminate against female borrowers. However, studies of peer-to-peer lending in the United States find that female borrowers have better chances of obtaining funds than do males. We provide evidence on the success of female borrowers at a large German peer-to-peer lending platform. Our results show that there is no effect of gender on the individual borrower's chance to receive funds on this platform, ceteris paribus. Several robustness checks confirm this finding. Hence, female discrimination seems to be eased by the 'wisdom of the lending crowd'.
机译：根据有关传统银行业务的文献，贷方经常歧视女性借款人。但是，在美国对等信贷的研究发现，女性借款人比男性借款人获得资金的机会更大。我们提供了在大型德国P2P借贷平台上女性借款人成功的证据。我们的结果表明，性别对个人借贷者在该平台ceteris paribus上获得资金的机会没有影响。几项健壮性检查证实了这一发现。因此，“借贷人群的智慧”似乎减轻了女性的歧视。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱：kefu@zhangqiaokeyan.com

京公网安备：11010802029741号 ICP备案号：京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有

  • 客服微信

  • 服务号