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首页> 外文期刊>German economic review >Consumer Expenditures and Home Production at Retirement - New Evidence from Germany
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Consumer Expenditures and Home Production at Retirement - New Evidence from Germany

机译：退休时的消费者支出和房屋生产-来自德国的新证据

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摘要

This paper investigates consumer expenditures of German households pre- and post-retirement. The widely observed distinct drop in spending upon retirement entry poses an empirical puzzle since life cycle theory predicts smoothing of the marginal utility of consumption over time. As one explanation, I explore the role of home production as a substitute for consumer expenses. Taking a combined look at consumer expenditures and time use pre- and post-retirement, I find a significant drop of about 17% of pre-retirement expenses at retirement which coincides with an increase in time spent on home production of an additional 89 minutes per day, accounting for 21% of average home production.
机译：本文调查了退休前和退休后德国家庭的消费支出。由于生命周期理论预测随着时间的推移消费的边际效用会趋于平稳，因此人们广泛观察到的退休年龄支出的明显下降构成了一个经验难题。作为一种解释，我探讨了家庭生产替代消费者支出的作用。综合考虑消费者的支出和退休前和退休后的时间使用情况，我发现退休前退休前支出显着下降了约17％，这与家庭生产时间每增加89分钟相吻合一天，占平均房屋产量的21％。

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