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首页> 外文期刊>International Advances in Economic Research >Homeownership and Housing Equity: An Examination of Native- Immigrant Differences in Housing Wealth
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Homeownership and Housing Equity: An Examination of Native- Immigrant Differences in Housing Wealth

机译：房屋所有权和房屋净值：对住房财富中原住民与移民差异的检验

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This paper examines the differences in homeownership between immigrants and native-born residents using the National Longitudinal Survey of Youth 1979 (NLSY79) data. We estimate the preference for homeownership and the amount of home equity held by households using a two-stage procedure. The results indicate that, although immigrants are less likely to be homeowners, immigrants who make the decision to own homes are more likely to have greater housing equity than native-born residents. About 66 to 70% of the disparity in homeownership can be explained by the difference in characteristics. The remaining disparity results from different homeownership functions estimated for the two groups. We discuss the implications of these findings for policy makers, real estate market researchers, and scholars of consumer behavior.
机译：本文使用《 1979年全国青年纵向调查》（NLSY79）的数据，考察了移民与本地出生居民之间的房屋所有权差异。我们使用两步法估算对房屋所有权的偏爱和家庭持有的房屋净值的数量。结果表明，尽管移民不太可能是房主，但决定拥有住房的移民比本地出生的居民拥有更大的住房资产。特征差异可以解释约66％至70％的房屋所有权差异。剩余的差异是由两组估计的不同房屋所有权函数导致的。我们讨论了这些发现对决策者，房地产市场研究人员和消费者行为学者的意义。

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