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Single cover as a supplement to the product offer of trade credit insurers used in risk management processes in enterprises

机译:单封封面作为企业风险管理进程中使用的贸易信用保险公司产品提供的补充

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摘要

The article describes the problem of the insolvency of contractors compared to other types of risks. The attention was drawn to the most frequent consequences of implementing the risk resulting from a late payment or a loss in Poland compared to other Eastern European countries. As part of the conducted research, the sources of information used at the stage of assessment of business partners as well as the solutions applied in the processes of securing the deferred payment date were analysed. At the same time, some attempts were made to assess the availability of insurers' offer regarding the possibility of insuring commercial credit. The aim of the paper is to assess the level of suitability and reasons for using the single cover insurance as an alternative to classical trade credit insurance in processes that stimulate the economic security of enterprises in the area of the risk of losing receivables.
机译:本文介绍了与其他类型的风险相比承包商破产问题的问题。与其他东欧国家相比,在延迟支付或波兰亏损中实现风险的最常见后果的关注。作为进行研究的一部分,分析了商业伙伴评估阶段的信息来源以及在确保递延付款日期的过程中应用的解决方案进行了分析。与此同时,有些尝试评估保险公司关于保险商业信贷的可能性的供应。本文的目的是评估使用单封覆盖保险的适当性和原因水平,作为刺激损失应收款项的企业经济安全的流程中的古典贸易信用保险的替代方案。

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