...
首页> 外文期刊>International journal of commerce and management >Social capital: mediator of social intermediation and financial services access
【24h】

Social capital: mediator of social intermediation and financial services access

机译:社会资本:社会中介和金融服务获得者

获取原文
获取原文并翻译 | 示例
           

摘要

Purpose - The paper examined the mediating effect of social capital in the relationship between social intermediation and financial services in Ugandan micro finance industry. The purpose of this paper is to establish the role of social capital in the relationship between social intermediation and financial services access. Design/methodology/approach - The paper adopted the MedGraph program, Sobel tests and Kenny and Baron approach to test for mediation effects. Findings - It is clear that the true drivers of access to financial services in the micro finance industry are social intermediation and social capital. However, social capital exhibits partial form of mediation in the relationship between social intermediation and access to financial services. Research limitations/implications - A single research methodological approach was employed in the study. Owing to limitations associated therein, future research through interviews could be undertaken to triangulate. Practical implications - Since social capital is found to be a causal chain in the relation between social intermediation and financial serves access in this study, managers in the micro finance industry should endeavor to reinforce agents of social capital (i.e. trust and social networks) since the lending relationships between the micro-finance operators and marginalized communities are driven by social collateral. Originality/value - This is the first study that focuses on testing the mediating effect of social capital in the relationship between social intermediation and financial services access in the Ugandan microfinance industry.
机译:目的-本文研究了乌干达小额信贷行业中社会资本在社会中介与金融服务之间关系中的中介作用。本文旨在建立社会资本在社会中介与金融服务获取之间的关系中的作用。设计/方法/方法-本文采用了MedGraph程序,Sobel测试以及Kenny和Baron方法来测试中介效果。调查结果-显而易见,小额金融业获得金融服务的真正动力是社会中介和社会资本。但是,社会资本在社会中介与获得金融服务之间的关系中表现出部分中介形式。研究的局限性/含意-在研究中采用了单一的研究方法论方法。由于其中的局限性,将来可以通过访谈进行三角测量。实际意义-由于在本研究中社会资本被发现是社会中介与金融服务获取之间关系的因果链,因此,自金融危机以来,小额金融行业的管理者应努力加强社会资本的主体(即信任和社会网络)。小额信贷经营者与边缘化社区之间的借贷关系是由社会抵押品驱动的。原创性/价值-这是第一项研究,旨在检验乌干达小额信贷行业中社会资本在社会中介与金融服务获取之间的关系中的中介作用。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号