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首页> 外文期刊>International Journal of Manpower >What determines employer willingness to “top up” social insurance?: Evidence from Shanghai's 25 plus X scheme
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What determines employer willingness to “top up” social insurance?: Evidence from Shanghai's 25 plus X scheme

机译：决定雇主是否愿意“充值”社会保险的因素是什么？：来自上海25 + X计划的证据

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摘要

Purpose – The purpose of this paper is to examine the factors predicting which employees receive employer-funded commercial pension insurance contributions in Shanghai's zhenbao (town insurance) program, introduced by the Shanghai Government in 2003. Design/methodology/approach – A series of hypotheses are developed to examine whether employees with characteristics that make them more influential constituencies will be more likely to receive voluntary commercial pension insurance contributions. The hypotheses are tested through application of a ReLogit model to data on 103,095 employees enrolled in the town insurance scheme in one district as at the end of 2004. Findings – The study finds that only a small proportion of individuals in the sample receive commercial pension insurance. The most important determinant of whether an employee received commercial pension insurance is his or her level of education. Research limitations/implications – The study provides support for the societal corporatist perspective that employers who place a premium on human capital and invest significant resources in the skills of their workers will favor social policies that target benefits to a selected group of workers to reward their performance and foster commitment. A limitation of the research is that it is based on data collected soon after the town insurance scheme was introduced. The low level of employee coverage may improve once employers become more familiar with the operation of the scheme. Practical implications – Employers should consider social insurance as a labor market strategy to retain staff and enhance the human resource base of the firm. Originality/value – Little attention has been given to the role of employer-funded social insurance within the ambit of labor market strategies designed to enhance the human resource base of the organisation. This is the first study to use micro level data to examine the determinants of voluntary employer contributions to social insurance.
机译：目的–本文的目的是研究预测由上海政府于2003年推出的上海市zhenbao（城镇保险）计划中哪些雇员获得雇主资助的商业养老保险金的因素。设计/方法/方法-一系列假设旨在研究具有使他们更具影响力的特征的雇员是否更有可能获得自愿的商业养老保险。通过使用ReLogit模型对截至2004年底一个地区参与城镇保险计划的103,095名员工的数据进行检验，检验了这些假设。调查结果–研究发现，样本中只有一小部分人获得了商业养老保险。雇员是否获得商业养老保险的最重要决定因素是其受教育程度。研究的局限性/意义–该研究为社会团体主义的观点提供了支持，即雇主在人力资本上给予溢价并在其工人的技能上投入大量资源将偏向于将社会福利作为目标，以使选定的一组工人受益以奖励其绩效并培养承诺。该研究的局限性在于它基于引入城镇保险计划后不久收集的数据。一旦雇主更加熟悉该计划的运作，员工覆盖率较低的状况可能会有所改善。实际意义–雇主应将社会保险视为劳动力市场策略，以留住员工并增强公司的人力资源基础。原创性/价值–在旨在增强组织人力资源基础的劳动力市场战略范围内，很少有人关注雇主资助的社会保险的作用。这是第一项使用微观数据检验雇主自愿向社会保险供款的决定因素的研究。

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