Development, present status and performance analysis of agriculture insurance schemes in India： Review of evidence

Pankaj Singh; Gaurav Agrawal

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Development, present status and performance analysis of agriculture insurance schemes in India： Review of evidence

机译：印度农业保险计划的发展，现状及绩效分析：证据审查

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Purpose - Agriculture insurance is the panacea for the farming community. Many policy interventions were implemented for stimulating agriculture insurance access to farmers in India. However, access to agriculture insurance constantly remained one of the major challenges to Indian policy planners. The goal of the present paper is to explore current policy interventions in the area of agriculture insurance in India. Design/methodology/approach - The present paper reviews and analyzes the evidence literature through a content analysis method on development and performance analysis perspective of existing agriculture insurance schemes in India. Findings - Agriculture insurance is a significant risk management policy, but this is not easily reachable to the majority of farmers in India. The government of India introduces a novel agriculture scheme every decade, but every crop insurance scheme was inconsistent and ineffective owing to operational defects. Agriculture insurance in India is still developing in terms of coverage, scope, and exposure, but farmers' dissatisfaction about agriculture insurance turned out to be a negative word of mouth. Insurance illiteracy and farmers' preference for agriculture relief payments are the main reasons for limited access to agriculture insurance. The current crop insurance schemes are improperly operated because of implementation issues at the state level. Research limitations/implications - This paper will be useful for researchers and academicians to analyze the past and present status of crop insurance in India. Originality/value - The paper is the unique work of the authors as it has attempted to present India's journey with agriculture insurance. An effort is made in the present study to provide a comprehensive and holistic developmental and performance analysis perspective of agriculture insurance in India.

机译：目的 - 农业保险是农业社区的灵丹妙药。为刺激对印度农民的农业保险机会实施了许多政策干预措施。但是，对农业保险不断留下印度政策规划者的主要挑战之一。本文的目标是探讨印度农业保险领域的现行政策干预措施。设计/方法/方法 - 本文通过内容分析方法对印度现有农业保险计划的开发和绩效分析视角来评估和分析证据文献。调查结果 - 农业保险是一个重要的风险管理政策，但这并不容易到达印度大多数农民。印度政府每年引入新的农业计划，但由于业务缺陷，每年的作物保险计划都不一致，无效。印度农业保险仍在覆盖范围，范围和曝光方面仍在开发，但农民对农业保险的不满，原来是嘴巴的负面话语。保险文盲和农民对农业救济金的偏好是获得农业保险的主要原因。由于国家级的实施问题，目前的作物保险计划因实施问题而不当运行。研究限制/含义 - 本文对研究人员和院士来分析印度作物保险的过去和现状有用。原创/价值 - 论文是作者的独特工作，因为它试图呈现印度与农业保险之旅。在本研究中努力提供印度农业保险的全面和全面的发展和绩效分析视角。

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来源
《International Journal of Social Economics》 |2020年第4期|461-481|共21页
作者
Pankaj Singh; Gaurav Agrawal;
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作者单位

Department of Management Atal Bihari Vajpayee Indian Institute of Information Technology and Management Gwalior India;

Department of Management Atal Bihari Vajpayee Indian Institute of Information Technology and Management Gwalior India;

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原文格式 PDF
正文语种 eng
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关键词
Crop insurance; Agriculture insurance; Agriculture risks; PMFBY; Weather index insurance;

机译：作物保险;农业保险;农业风险;PMFBY;天气指数保险;

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Development, present status and performance analysis of agriculture insurance schemes in India： Review of evidence

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