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首页> 外文期刊>International journal of sustainable development and planning >Does the Commercial Bank's Loans Affect Economic Growth? Empirical Evidence for the Real Sector Economy in Kosovo (2005-2018)
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Does the Commercial Bank's Loans Affect Economic Growth? Empirical Evidence for the Real Sector Economy in Kosovo (2005-2018)

机译：商业银行的贷款是否会影响经济增长？ 科索沃实际经济的实证证据（2005-2018）

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摘要

The study aims to analyze the impact of credit policies of commercial banks on financing and development of the real sector of Kosovo's economy. In this context, some statistical and econometric models and techniques have been applied in order to test the impact of commercial banks through the lending process in the development of the real sector of Kosovo's economy for the period 2005-2018, using time series on a monthly basis. The empirical results of this study prove that commercial banks through the lending process have had a positive substantive impact on the development of the real sector in the economy of Kosovo. Economic development cannot happen without the development of the private sector and banks are the ones who can help and are helping in this regard. This study will provide a theoretical and practical analysis of contemporary forms of real sector lending, as well as, the importance of credit policy reform in financing and developing this sector and provide empirical evidence of how much bank loans have affected in the development of the real sector of Kosovo's economy.
机译：该研究旨在分析商业银行信贷政策对科索沃经济实际部门融资和发展的影响。在这种情况下，已经应用了一些统计和计量的模型和技术，以便在2005 - 2018年期间通过贷款过程测试商业银行通过贷款过程的影响，每月使用时间序列基础。本研究的经验结果证明，商业银行通过贷款过程对科索沃经济的现实部门的发展产生了积极的实质性影响。经济发展不可能在没有私营部门的发展，银行是可以帮助和在这方面帮助的人。本研究将对当代形式的实际部门贷款形式提供理论和实践分析，以及信贷政策改革在融资和发展本领域的重要性，并提供了在实际发展中受影响的基础贷款受到影响的实证证据科索沃经济部门。

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