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Consumer Protection and the Regulation of Mobile Phone Contracts: A Study of Automatically Renewable Long-Term Contracts Across Jurisdictions

机译:消费者保护和移动电话合同的监管:对司法管辖区的自动可再生长期合同的研究

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摘要

This article deconstructs mobile phone contracts as an example of long-term contractual relations in four jurisdictions to reveal that there are three elements which define consumer protection. The elements are contract duration, renewal of the agreement and unilateral modification. Each of these factors are regulated differently in each of the jurisdictions, but, assessed collectively, similar levels of consumer protection are found. The authors show that the reason for the different weighting is determined by regulation (subject-specific or general); by external factors, such as technological development, geography or business considerations; and by wider cultural considerations. The comparison of these features across the jurisdictions shows that, ultimately, regulatory intervention plays little role in contract design, unless an overwhelming policy goal is pursued, which means that, in most cases, regulators would be advised to avoid or reduce regulation of mobile phone and other long-term contracts.
机译:本文解构了移动电话合同作为四个司法管辖区的长期合同关系的例子,以揭示有三个要素定义消费者保护的要素。该要素是合约期限,续签协议和单方面修改。这些因素中的每一个在每个司法管辖区内进行不同的调节,但是,共同评估,发现类似水平的消费者保护。作者表明,不同加权的原因由规定(特定于科学或一般)确定;通过外部因素,如技术开发,地理或商业考虑;并通过更广泛的文化考虑。这些特征在司法管辖区的比较表明,最终,监管干预在合同设计中发挥着作用很小,除非追求压倒性的政策目标,这意味着在大多数情况下,将建议监管机构避免或减少移动电话的监管和其他长期合同。

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