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Consumer Product Failure Causing Personal Injury Under the No-Fault Accident Compensation Scheme in New Zealand-a Let-off for Manufacturers?

机译:在新西兰的“无过错事故赔偿计划”下,消费品故障会导致人身伤害-制造商是否放任自流?

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摘要

This article examines how the no-fault accident compensation system in New Zealand operates to relieve manufacturers from liability to consumers for product failures which cause personal injury or death. The state-run accident compensation scheme pays compensation to persons who suffer “personal injury by accident” and bars claims for compensation from the party at fault. The advantage for consumers is that they are entitled to compensation from the accident compensation scheme as of right and do not need to make claims against manufacturers of products which cause injury or death. The article outlines some limited circumstances when consumers may claim compensation from manufacturers and identifies other avenues for holding manufacturers responsible for injury or death caused by faulty products. The paper makes three recommendations to increase manufacturer responsibility: (1) allow the regulatory body which administers the Accident Compensation system to claim compensation, by way of subrogation, from manufacturers in limited circumstances; (2) require manufacturers to pay an additional “product liability” levy to the accident compensation scheme; and (3) amend the Health and Safety at Work Act 2015 to cover non-workplace accidents exposing manufacturers of unsafe products to Worksafe investigation and possible criminal liability. The article argues that imposing additional responsibility on manufacturers for product failures which cause personal injury or death is justified on the grounds of fairness. Arguments based on corrective fairness and distributive fairness can both be relevant in cases of personal injury caused to consumers by manufacturers.
机译:本文研究了新西兰的无故障事故补偿系统如何使制造商免于承担因造成人身伤害或死亡的产品故障而对消费者承担的责任。国营的事故赔偿计划向遭受“意外人身伤害”的人支付赔偿,并禁止过失方要求赔偿。对消费者来说,好处是他们有权从事故赔偿计划中获得赔偿,而无需向造成伤害或死亡的产品制造商索赔。文章概述了消费者可以向制造商索取赔偿的一些有限情况,并指出了使制造商对产品故障造成的伤害或死亡负责的其他途径。该文件提出了三项提高制造商责任的建议:(1)允许管理事故赔偿制度的监管机构在有限的情况下以代位求偿的方式要求制造商赔偿; (2)要求制造商为事故赔偿计划支付额外的“产品责任”税; (3)修订《 2015年工作场所健康与安全法》,以涵盖非工作场所事故,使不安全产品的制造商面临安全生产调查并可能承担刑事责任。该文章认为,对制造商造成产品造成人身伤害或死亡的额外责任,是出于公平的理由。在制造商对消费者造成人身伤害的情况下,基于纠正公平和分配公平的论点都可能是相关的。

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