Which consumers are ready for consumer-directed health plans?

Jessica Greene; Judith H. Hibbard; Anna Dixon; Martin Tusler

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Which consumers are ready for consumer-directed health plans?

机译：哪些消费者已准备好进行针对消费者的健康计划？

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摘要

Consumer Directed Health Plans (CDHPs) are new and increasingly popular insurance products in the United States that aim to increase consumer involvement in health care decision-making. Using quantitative and qualitative methods, we examine characteristics of employees in a large firm that voluntarily enroll in CDHPs. We find salaried and hourly high deductible CDHP enrollees to be substantially healthier and have higher educational attainment than Preferred Provider Organizations (PPO) enrollees. There was less favorable selection into a more popular, lower deductible CDHP.

机译：消费者导向的健康计划（CDHP）是在美国越来越流行的新型保险产品，旨在增加消费者对医疗保健决策的参与。使用定量和定性方法，我们检查了自愿注册CDHP的一家大公司员工的特征。我们发现，按薪水和小时数可抵扣的CDHP高入学者比首选提供者组织（PPO）入学者要健康得多，并且受教育程度更高。对于较受欢迎的，可抵扣额较低的CDHP，则没有那么有利的选择。

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来源
《Journal of consumer policy》 |2006年第3期|p.247-262|共16页
作者
Jessica Greene; Judith H. Hibbard; Anna Dixon; Martin Tusler;
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作者单位

Department of Planning, Public Policy & Management, University of Oregon, 1209 University of Oregon, Eugene, OR 97403, USA;

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原文格式 PDF
正文语种 eng
中图分类 f;
关键词
consumer-directed health plan; consumer-driven health plan; high deductible health plan; health reimbursement accounts; health savings accounts; health insurance;

机译：以消费者为导向的健康计划;以消费者为导向的健康计划;高扣除额健康计划;健康补偿账户;健康储蓄账户;健康保险;

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1. Consumer-directed health plans: are medical and health savings accounts viable options for financing american health care? [J] . Masri MD, Oetjen RM, Campbell C The health care manager . 2010,第3期

机译：以消费者为导向的医疗计划：医疗和医疗储蓄账户是否可以作为资助美国医疗保健的可行选择？
2. Comparing Quality of Care Between a Consumer-Directed Health Plan and a Traditional Plan: An Analysis of HEDIS Measures Related to Management of Chronic Diseases [J] . Amy R. Wilson, Holly Rodin, Nancy A. Garrett, Population health management . 2009,第2期

机译：以消费者为导向的健康计划与传统计划之间的护理质量比较：与慢性病管理相关的HEDIS措施分析
3. Financial Burden of Healthcare Utilization in Consumer-Directed Health Plans [J] . Zhang Xinke, Trish Erin, Sood Neeraj The American journal of managed care . 2018,第4期

机译：医疗保健利用在消费者导向的健康计划中的财务负担
4. The Use of Data Analytics to Build an Australian Context-Sensitive Health Informatics Framework for Consumer-Directed Community Aged Care [C] . Andrew GEORGIOU, Mikaela JORGENSEN, Joyce SIETTE, CSHI Conference. . 2017

机译：使用数据分析来构建澳大利亚背景敏感的健康信息学框架，用于消费者的社区老年护理
5. Putting consumers at risk in health care: A policy evaluation and interpretation of consumer-directed health benefits. [D] . McNeill, Dwight Nelson. 2003

机译：使消费者在医疗保健中处于风险中：对消费者导向的健康利益的政策评估和解释。
6. Impact of Consumer-Directed Health Plans on Low-Value Healthcare [O] . Rachel O. Reid, Brendan Rabideau, Neeraj Sood -1

机译：以消费者为导向的健康计划对低价值医疗保健的影响
7. The Effects of Consumer-Directed Health Plans on Health Care Spending [O] . Anthony T. Lo Sasso, Lorens A. Helmchen, Robert Kaestner 100

机译：消费者导向的健康计划对医疗保健支出的影响
8. Consumer-Directed Health Plans: Health Status, Spending, and Utilization of Enrollees in Plans Based on Health Reimbursement Arrangements [R] . 2010

机译：消费者导向的健康计划：基于健康报销安排的计划中登记者的健康状况，支出和利用率

Which consumers are ready for consumer-directed health plans?

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