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Confronting flood risk: Implications for insurance and risk transfer

机译:面对洪水风险:对保险和风险转移的影响

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The UK floods in late 2000 reinforced an emerging awareness which questioned the long-term sustainability of an exclusive reliance on hard-engineered flood defences to protect the UK population against increased flood risk. The debate has subsequently focused on a broader interpretation of the risks associated with flooding. This paper explores the notion that, although social and technical issues are already being integrated to understand and manage flood, practitioners are now realising the importance of accommodating public hazard understanding and perception of risk into their management models, and there remains a need to fit such ideas to the insurance-based system of flood management in the UK. (c) 2006 Elsevier Ltd. All rights reserved.
机译:2000年底的英国洪水增强了一种新兴的意识,这种意识对完全依赖于精心设计的防洪系统以保护英国人口免受更大洪水风险的长期可持续性提出了质疑。随后的辩论集中在对洪水泛滥风险的更广泛解释。本文探讨了以下概念:尽管已经将社会和技术问题整合到了理解和管理洪水中,但是从业者现在已经意识到了将公共危害理解和风险感知纳入其管理模型的重要性,并且仍然需要使这种适应英国基于保险的洪水管理系统的构想。 (c)2006 Elsevier Ltd.保留所有权利。

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