Competitive long-term health insurance

Wiseman Thomas

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Competitive long-term health insurance

机译：竞争性长期健康保险

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摘要

I study the interplay among competition, contractual commitment, income risk, and saving and borrowing in insuring consumers against both short-term healthcare expenses and longer-term changes in health status. Examining different combinations of firms' ability to commit to long-term contracts, consumers' access to credit markets, and the availability of termination fees helps to highlight sources of inefficiency. (C) 2018 Elsevier B.V. All rights reserved.

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来源
《Journal of health economics》 |2018年第3期|144-150|共7页
作者
Wiseman Thomas;
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作者单位

Univ Texas Austin, Dept Econ, Austin, TX 78712 USA;

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原文格式 PDF
正文语种 eng
中图分类
关键词
Insurance; Reclassification risk; One-sided commitment;

机译：保险;重分类风险;单方面承诺;

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Competitive long-term health insurance

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