The impact of the partnership long-term care insurance program on private coverage

Haizhen Lin; Jeffrey Prince

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The impact of the partnership long-term care insurance program on private coverage

机译：合作伙伴长期护理保险计划对私人保险的影响

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We examine the impact of U.S. states' adoption of the partnership long-term care (LTC) insurance program on households' purchases of private coverage. Targeting middle-class households, this program increases the benefits of privately insuring via a higher asset threshold for Medicaid eligibility for LTC coverage. We find that the program generates few new purchases of LTC insurance, and that those it generates are almost entirely by wealthy individuals.

机译：我们研究了美国各州采用伙伴关系长期护理（LTC）保险计划对家庭购买私人保险的影响。该计划针对中产阶级家庭，通过提高医疗补助计划中LTC承保资格的资产门槛，增加了私人保险的利益。我们发现该计划产生的新购买的LTC保险很少，而产生的保险几乎完全是有钱人。

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来源
《Journal of health economics》 |2013年第6期|1205-1213|共9页
作者
Haizhen Lin; Jeffrey Prince;
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作者单位

Department of Business Economics and Public Policy, Kelley School of Business, Indiana University, United States;

Department of Business Economics and Public Policy, Kelley School of Business, Indiana University, United States;

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原文格式 PDF
正文语种 eng
中图分类
关键词
Insurance; Long-term care; Partnership; Program; Medicaid;

机译：保险;长期护理;合伙;程序;医疗补助;

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1. Determinants of Private Long-Term Care Insurance Purchase in Response to the Partnership Program [J] . Lin Haizhen, Prince Jeffrey T. Health services research: HSR . 2016,第2期

机译：响应伙伴关系计划而购买私人长期护理保险的决定因素
2. The impact of state tax subsidies for private long-term care insurance on coverage and Medicaid expenditures [J] . Gopi Shah Goda Journal of public economics . 2011,第7a8期

机译：私人长期护理保险的州税补贴对承保范围和医疗补助支出的影响
3. Can the government incentivize the purchase of private long-term care Insurance? Evidence from the Partnership for Long-Term Care [J] . Nadia Greenhalgh-Stanley Applied financial letters . 2014,第7a9期

机译：政府可以激励购买私人长期护理保险吗？长期护理合作伙伴关系的证据
4. Japan's Long-Term Care Insurance System:The Likely Impact on Service Suppliers and Their Staffs [C] . Keio University symposia for life science and medicine . 1999

机译：日本的长期护理保险制度：对服务供应商及其员工的可能影响
5. Aging in America: Exploring the Long-Term Care Puzzle and Barriers to Private Insurance Coverage [D] . O'Loughlin, Johanna C. 2018

机译：美国的老龄化：探索长期护理难题和私人保险承保范围的障碍
6. Public/Private Partnerships for Prescription Drug Coverage: Policy Formulation and Outcomes in Quebecs Universal Drug Insurance Program with Comparisons to the Medicare Prescription Drug Program in the United States [O] . Marie-Pascale Pomey, Pierre-Gerlier Forest, Howard A Palley, -1

机译：处方药承保范围的公共/私人合作伙伴关系：魁北克通用药物保险计划中的政策制定和成果以及与美国Medicare处方药计划的比较
7. CAN LONG-TERM CARE INSURANCE PARTNERSHIP PROGRAMS INCREASE COVERAGE AND REDUCE MEDICAID COSTS? [O] . Wei Sun, Anthony Webb 2013

机译：长期护理保险合作计划是否可以增加覆盖率并减少医疗费用？
8. Long-Term Care Insurance: Partnership Programs Include Benefits that Protect Policyholders and Are Unlikely to Result in Medicaid Savings [R] . 2007

机译：长期护理保险：合作伙伴计划包括保护保单持有人的利益，并且不太可能导致医疗补助储蓄

The impact of the partnership long-term care insurance program on private coverage

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