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首页> 外文期刊>Journal of Human Ecology >Factors Influencing Small Scale Farmers' Attitude and Participation in Formal Financial Markets in Mahikeng Municipality, South Africa
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Factors Influencing Small Scale Farmers' Attitude and Participation in Formal Financial Markets in Mahikeng Municipality, South Africa

机译：南非Mahikeng市小农户态度和参与正规金融市场的影响因素

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摘要

This study focused on the participation of small scale farmers in formal financial market. The study investigated socio-economic characteristics of small-scale farmers, constraints and attitude towards formal financial markets in the Mahikeng municipality of the North West Province. Structured questionnaire were used to collect data from farmers and were analyzed with Statistical Package for the Social Sciences using, frequency counts, percentages and multiple regression. It was found that, commercial banks and insurance institutions were most popular among farmers. Household size (t=2.491), farming experience (t=-2.521) and membership of farmers group (t=2.36) significantly influence participation in formal financial markets. Educational level (t=2.205), farming experience (t=2.302) and extension contact (t=-1.969) were the determinants of farmer's attitude towards formal financial markets.
机译：这项研究的重点是小农参与正规金融市场。该研究调查了西北省马希肯市小农户的社会经济特征，对正规金融市场的限制和态度。使用结构化问卷从农民那里收集数据，并使用频率计数，百分比和多元回归进行社会科学统计软件包的分析。人们发现，商业银行和保险机构在农民中最受欢迎。住户人数（t = 2.491），耕种经验（t = -2.521）和农民团体成员身份（t = 2.36）显着影响了正规金融市场的参与度。受教育程度（t = 2.205），耕种经验（t = 2.302）和推广联系（t = -1.969）是农民对正规金融市场态度的决定因素。

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