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首页> 外文期刊>Journal of internet law >DO YOUR INSURANCE POLICIES COVER 21ST CENTURY RISKS?
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DO YOUR INSURANCE POLICIES COVER 21ST CENTURY RISKS?

机译：您的保险政策会覆盖21世纪的风险吗？

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摘要

Traditional insurance policies are -well designed to cover slips, falls, and fires. But are these the greatest risks that businesses face ? Dependence on technology, networked computers, and the Internet has redefined risk for many businesses. Networked computers hold financial data, sensitive customer information, trade secrets, and proprietary software systems and databases. They also are essential communications channels. Traditional insurance policies, however, are not designed to provide protection for the risk environment that surrounds today's business technologies. To fill the gap that traditional policies leave, the insurance industry offers a new generation of flexible and evolving products that prudent insurance buyers should consider.
机译：传统的保险单经过精心设计，可以承保滑倒，跌倒和火灾。但是，这些是企业面临的最大风险吗？对技术，联网计算机和Internet的依赖已经为许多企业重新定义了风险。联网计算机可保存财务数据，敏感的客户信息，商业机密以及专有软件系统和数据库。它们也是必不可少的沟通渠道。但是，传统的保险单并非旨在为围绕当今业务技术的风险环境提供保护。为了填补传统保单留下的空白，保险业提供了新一代灵活且不断发展的产品，审慎的保险购买者应考虑这些产品。

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