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Length of working life and pension income: empirical evidence on gender and socioeconomic differences from Finland

机译:工作年限和养老金收入:来自芬兰的性别和社会经济差异的经验证据

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摘要

In this paper, we analyze gender and socioeconomic differences in the length of working lives and pension income in Finland. Based on internationally unique data covering 50 years of recorded information on individual employment histories and first-year old-age pension income of a cohort retiring in 2011, we trace life-time work histories and their relation to pension income with greater precision than previous studies. While gender and socioeconomic income differences in the lengths of working lives are modest, differences in pension income are more pronounced. The residence-based national pension targeted at those with no or only low earning-related pension accrual plays an important role in cushioning old-age income differences. The results suggest that unequal life-time earnings and occupational segregation remain main challenges for equalizing pension income in old age.
机译:在本文中,我们分析了芬兰的工作寿命和退休金收入方面的性别和社会经济差异。根据涵盖50年来有关个人就业史和2011年退休人群的第一年养老金收入的记录信息的国际独特数据,我们比以往的研究更加精确地跟踪了终身工作史及其与养老金收入的关系。 。尽管在工作年限上性别和社会经济收入差异不大,但养老金收入差异更为明显。针对没有应计收入的养老金或仅应计收入较低的人的居民制国家养老金在缓解老年人收入差异方面起着重要作用。结果表明,不平等的终生收入和职业隔离仍然是实现养老金收入均等化的主要挑战。

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