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首页> 外文期刊>Journal of population economics >Increased longevity and social security reform: questioning the optimality of individual accounts when education matters
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Increased longevity and social security reform: questioning the optimality of individual accounts when education matters

机译：延长寿命和社会保障改革：当教育很重要时质疑个人账户的最优性

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摘要

In many European countries, population aging had led to debate about a switch from conventional unfunded public pension systems to notional systems characterized by individual accounts. In this article, we develop an overlapping generations model in which endogenous growth is based on an accumulation of . knowledge driven by the proportion of skilled workers and by the time they have spent in training. In such a framework, we show that conventional pension systems, contrary to notional systems, can enhance economic growth by linking benefits only to the partial earnings history. Thus, to ensure economic growth, the optimal adjustment to increased longevity could consist in increasing the size of existing retirement systems rather than switching to notional systems.
机译：在许多欧洲国家，人口老龄化引发了关于从传统的无资金公共养老金系统向以个人账户为特征的概念性系统转变的争论。在本文中，我们建立了一个重叠的世代模型，其中内生增长基于的积累。知识是由熟练工人的比例和他们在培训上花费的时间所驱动的。在这样的框架中，我们表明，与名义制度相反，传统的养老金制度只能通过将福利与部分收入历史联系起来来促进经济增长。因此，为了确保经济增长，对延长寿命的最佳调整可能包括增加现有退休系统的规模，而不是改用名义系统。

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