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Improving Pension Income and Reducing Poverty at Advanced Older Ages: Longevity Insurance Benefits in Ireland and Poland as Models for the United States

机译:提高养老金收入并减少高龄老年人的贫困:爱尔兰和波兰的长寿保险福利是美国的榜样

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Elderly poverty has been a vexing challenge for U.S. policymakers for years. As people age, they face myriad financial challenges, such as the cost of caring for an ill spouse, that can erode the nest eggs they spent decades building. As a result, the poverty rate for people aged 75 and older is higher than for people aged 65-74. Ireland and Poland have addressed the problem by providing financial help to people aged 75 and older and aged 80 and older, respectively. As a result, both countries have poverty rates among citizens aged 75 and older that are equal to or lower than those for persons aged 65 and older.In Improving Pension Income and Reducing Poverty at Advanced Older Ages: Longevity Insurance Benefits in Ireland and Poland as Models for the United States, published in the Winter 2017 issue of The Journal of Retirement, John Turner, director of the Pension Policy Center, Gerard Hughes of Ireland's Trinity Business School, Agnieszka Chlon-Dominczak of the Warsaw School of Economics, and David M. Raines of the U.S. Social Security Administration, examined the approaches taken by Ireland and Poland to combat elderly poverty and considered how those approaches might be applicable to the U.S and Canada.
机译:多年来,老年人贫困一直是美国决策者面临的严峻挑战。随着年龄的增长,他们面临无数的财务挑战,例如照顾病夫的费用,可能会侵蚀他们花了数十年时间建造的窝蛋。结果,75岁及以上人口的贫困率高于65-74岁的人口。爱尔兰和波兰已通过分别向75岁及以上和80岁及以上的人提供财政帮助解决了这一问题。结果,这两个国家的75岁及75岁以上公民的贫困率等于或低于65岁及65岁以上人群的贫困率。在提高养老金收入和减少高龄老年人的贫困中:爱尔兰和波兰的长寿保险金《美国模式》(2017年冬季刊)刊登在《退休杂志》上,退休金政策中心主任约翰·特纳,爱尔兰三一商学院的杰拉德·休斯,华沙经济学院的Agnieszka Chlon-Dominczak和David M美国社会保障局的Raines研究了爱尔兰和波兰为消除老年人贫困而采取的方法,并考虑了这些方法如何适用于美国和加拿大。

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