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首页> 外文期刊>Journal of Poverty >Material Hardship Among Banked and Unbanked Earned Income Tax Credit-Eligible Families
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Material Hardship Among Banked and Unbanked Earned Income Tax Credit-Eligible Families

机译：有银行存款和没有银行存款的收入所得税抵免资格家庭的重大困难

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The Earned Income Tax Credit (EITC) has helped millions of Americans escape poverty. However, there is a dearth of research examining the experience of material hardship among EITC recipients. A lack of mainstream banking, disproportionately experienced by the poor, may also be related to increased hardship experiences. This study, using a sample of families receiving the EITC, investigates the hardship differences experienced depending on banking status. Results show that the overwhelming majority of families receiving the EITC experience some type of material hardship. Those with a bank account are less likely to experience material hardship than those without an account. Strategies to decrease hardship experiences and increase use of mainstream banking are drawn for policy makers, banking community, consumer protection and community organizations, and government human service administration.View full textDownload full textKEYWORDSmaterial hardship, EITC-recipient families, banked versus unbanked statusRelated var addthis_config = { ui_cobrand: "Taylor & Francis Online", services_compact: "citeulike,netvibes,twitter,technorati,delicious,linkedin,facebook,stumbleupon,digg,google,more", pubid: "ra-4dff56cd6bb1830b" }; Add to shortlist Link Permalink http://dx.doi.org/10.1080/10875549.2010.494942
机译：收入所得税抵免（EITC）帮助数百万美国人摆脱了贫困。但是，缺乏研究来研究EITC接受者中物质困难的经验。穷人经验不足的主流银行业务的缺乏，也可能与苦难经历的增加有关。这项研究以接受EITC的家庭为样本，根据银行状况调查了经历的困难差异。结果表明，绝大多数接受EITC的家庭都会遇到某种物质困难。拥有银行账户的人比没有账户的人遭受物质困难的可能性较小。为决策者，银行界，消费者保护和社区组织以及政府人员服务管理部门制定了减少艰苦经历和增加使用主流银行业务的策略。查看全文下载全文关键字实质性困难，EITC接收家庭，银行与非银行状态相关的变量add add_config = {ui_cobrand：“泰勒和弗朗西斯在线”，servicescompact：“ citeulike，netvibes，twitter，technorati，delicious，linkedin，facebook，stumbleupon，digg，google，更多”，发布：“ ra-4dff56cd6bb1830b”}；添加到候选列表链接永久链接http://dx.doi.org/10.1080/10875549.2010.494942

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