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Convenient credit and consumer protection - a critical review of the responses of Labour and Coalition governments

机译:便利的信贷和消费者保护-对工党和联合政府的回应进行严格审查

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This article highlights how the overreliance on access to ‘convenient credit’ in the United Kingdom has illustrated the inherent low levels of consumer protection afforded to consumers by the Consumer Credit Act. Furthermore, this has also been fuelled by the deregulation of the consumer credit market in the 1980s and 1990s by the Conservative government and by the promotion of ‘convenient credit’ by the Labour government. The article comments on legislative measures initiatives designed to counter the problems associated with access to convenient credit and to improve the level of protection afforded to consumers.View full textDownload full textKeywordsconvenient credit, affordable credit, irresponsible lending, irresponsible borrowing, consumer protectionRelated var addthis_config = { ui_cobrand: "Taylor & Francis Online", services_compact: "citeulike,netvibes,twitter,technorati,delicious,linkedin,facebook,stumbleupon,digg,google,more", pubid: "ra-4dff56cd6bb1830b" }; Add to shortlist Link Permalink http://dx.doi.org/10.1080/09649069.2011.571474
机译:本文重点介绍了英国对获得“便利信贷”的过分依赖如何说明了《消费者信贷法》赋予消费者的固有低水平的消费者保护。此外,保守党政府在1980年代和1990年代放松了对消费者信贷市场的管制,以及工党政府促进了“便利信贷”,这也加剧了这种情况。本文评论了旨在解决与便利信贷获取有关的问题并旨在提高对消费者的保护水平的立法措施倡议。查看全文下载全文关键字便利信贷,负担得起的信贷,不负责任的贷款,不负责任的借款,消费者保护相关的var addthis_config = {ui_cobrand:“ Taylor&Francis Online”,servicescompact:“ citeulike,netvibes,twitter,technorati,delicious,linkedin,facebook,stumbleupon,digg,google,更多”,发布:“ ra-4dff56cd6bb1830b”添加到候选列表链接永久链接http://dx.doi.org/10.1080/09649069.2011.571474

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