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首页> 外文期刊>Journal of Southeast Asian Economies >Eschewing Cash The Challenges of Cashless Transactions in the Philippines
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Eschewing Cash The Challenges of Cashless Transactions in the Philippines

机译：避开现金菲律宾无现金交易的挑战

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摘要

Over the last decade, the Philippine government and private sector have spearheaded several cashless initiatives in part to address the structural deficiencies of the country's economy, such as its poor financial inclusion levels and its heavy reliance on remittances. This paper will provide an assessment of the non-cash payment industry in the Philippines. It will argue that while structural challenges have spurred the country's most cutting-edge cashless initiatives, they have simultaneously impeded the full integration of cashless transactions into Philippine society. The Philippines will only achieve its goal to transition to a "cash-lite " country if the central bank, Bangko Sentral ng Pilipinas (BSP), and the private sector are able to coordinate efforts to address the financial system's limitations.
机译：在过去的十年中，菲律宾政府和私营部门率先采取了一些无现金举措，以部分解决该国经济的结构性缺陷，例如其金融普惠性水平低下以及对汇款的严重依赖。本文将对菲律宾的非现金支付行业进行评估。它将辩称，结构性挑战刺激了该国最前沿的无现金计划，但同时也阻碍了无现金交易完全融入菲律宾社会。菲律宾只有在中央银行，中央银行和私营部门能够协调努力以解决金融系统局限性的情况下，才能实现向“现金精简”国家过渡的目标。

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