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What We Know about Demand Surge: Brief Summary

机译：我们对需求激增的了解：摘要

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摘要

Demand surge is a process resulting in a higher cost to repair building damage after large disasters than to repair the same damage after a small disaster; this higher cost can be an additional 20% or more. It is of interest to insurers, regulators, property owners, and others. Despite its importance, demand surge has no standard definition or generally accepted predictive theory of its mechanisms and quantitative effects. By studying the circumstances of natural disasters that did and did not cause demand surge, common explanatory themes emerge from these historical events that may describe why and how much losses increase in some disasters. The themes are: total amount of repair work; timing of reconstruction; costs of materials, labor, and equipment; contractor overhead and profit; the general economic situation; insurance claims handling; and decisions of an insurance company. The development of these themes will aid in constructing a mechanistic, empirically supported approach to modeling demand surge
机译：需求激增是一个过程，与在小灾难后修复相同的损坏相比，大灾难后修复建筑损坏的成本更高；这种较高的成本可能会增加20％或更多。保险公司，监管机构，财产所有人和其他人对此都很感兴趣。尽管需求激增很重要，但它没有标准定义或机制和数量效应的公认理论。通过研究造成需求激增的自然灾害的情况，并没有引起需求激增的自然灾害的情况，从这些历史事件中得出了常见的解释性主题，这些主题可以描述某些灾害的原因以及损失增加的程度。主题是：维修工作总量；重建时间；材料，人工和设备成本；承包商的间接费用和利润；总体经济状况；保险理赔处理；和保险公司的决定。这些主题的发展将有助于构建一种机械的，经验支持的方法来模拟需求激增

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