1. More than 114,000 business-related structure fires occurred in the U.S. in 2011. These fires caused $2.8 billion in property damage (Karter, 2012). 2. Floods are the most common natural disaster in the U.S., and the average business flood claim was $75,000 from 2007 to 2011 (NFIP, 2012). 3. Even homeowners and businesses outside of high-risk areas are affected. Each year, they receive more than $200 million in flood disaster assistance.
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