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首页> 外文期刊>Southern Economic Journal >The Impact of SNAP Vehicle Asset Limits on Household Asset Allocation
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The Impact of SNAP Vehicle Asset Limits on Household Asset Allocation

机译：SNAP车辆资产限额对家庭资产配置的影响

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摘要

Beginning in 2001, states were given the authority to formulate their own rules on how vehicles are counted toward the asset limit in the Supplemental Nutritional Assistance Program. We exploit differences in timing of the state vehicle asset policy changes to identify their effect on vehicle assets and debts, car ownership, liquid assets holdings, as well as non-housing wealth. We estimate difference-in-differences and household fixed effects specifications and find that liberalizing vehicle asset rules increases vehicle assets of households with a high ex ante probability of program participation. Households also take on more debt to finance their vehicles. The increase in car value can be attributed primarily to less educated single parents who already owned a car before the policy change buying more expensive cars.
机译：从2001年开始，各州被授权制定自己的规则，规定如何在“补充营养援助计划”中将车辆计入资产限额。我们利用国家车辆资产政策变更时间的差异来确定其对车辆资产和债务，车辆拥有量，流动资产持有量以及非住房财富的影响。我们估算了差异和家庭固定效应的规格，发现放开车辆资产规则可以增加家庭具有较高的计划参与可能性的车辆资产。家庭还承担更多债务以为其车辆融资。汽车价值的增长主要归因于受教育程度较低的单亲父母，他们在政策改变之前已经购买了昂贵的汽车。

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  • 来源
    《Southern Economic Journal》 |2016年第1期|146-175|共30页
  • 作者

    Baek Deokrye; Raschke Christian;

  • 作者单位

    830 Big Hill Rd, Dayton, OH 45419 USA;

    Sam Houston State Univ, Dept Econ & Int Business, 1821 Ave 1,Box 2118, Huntsville, TX 77341 USA|IZA, 1821 Ave 1,Box 2118, Huntsville, TX 77341 USA;

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