We are now headed into winter and already 2011 has been a historic year for weather - or weather disasters, to be precise. By the time fall arrived, the U.S. already had suffered 10 storms that caused more than $1 billion each in damage. We have seen deadly wildfires in Texas and Florida caused by record-breaking drought; devastating damage to New England, mid-Adantic and Southern states from Hurricane Irene and Tropical Storm Lee; catastrophic spring tornados in western Massachusetts, in America's Heartland, and in the South; and record-breaking floods along the Mississippi basin and Minnesota's Red River. More recently, a rare and deadly October snowstorm ravaged the Northeast.
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