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Measuring the perceived benefits of implementing blockchain technology in the banking sector

机译：衡量在银行业实施区块链技术的感知益处

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摘要

This study aims to measure the perceived business benefits of blockchain technology implementation in the banking sector and establish factors to measure these benefits. Concerns regarding security, values, and standards are essential to banking operations. Data was collected from 291 respondents who are either blockchain consultants, blockchain marketing experts, or CEOs/business heads of banks that are in the process of advising, consulting, or implementing blockchain technology. Confirmatory factor analysis (CFA) was carried out to assess the reliability and validity of the proposed instrument. The results support the proposed instrument and its five constructs. The scale emerging from this study indicates a good degree of reliability, validity and unidimensionality in each of its constructs. Technologies like blockchain are in their initial stages, and recent advances in blockchain technology may impact our findings. The developed instrument could help give decision makers a foundational view to measure the benefits of implementing blockchain technology before they choose to integrate it in their existing system. The scientific and societal significance of the study based on its practical and theoretical applications is presented at the end.
机译：本研究旨在衡量银行业区区块技术实施的经历业务益处，并确定要衡量这些福利的因素。对安全，价值观和标准的担忧对银行业务至关重要。从291名受访者收集数据，他们是区块链顾问，区块链营销专家，或银行的首席执行官/商业负责人，这是在建议，咨询或实施区块链技术的过程中。进行确认因子分析（CFA）以评估所提出的仪器的可靠性和有效性。结果支持所提出的文书及其五个构建体。本研究中出现的规模表明其每个构建体中的可靠性，有效性和单尺寸的良好程度。像区块链一样的技术在他们的初始阶段，并且区块科技的最近进步可能会影响我们的研究结果。发达的仪器可以帮助决策者提供衡量在他们选择将其集成在现有系统中实现区块链技术的益处的基础知识。基于实际和理论应用的研究的科学和社会意义是在最后提出的。

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