Here are 10 tips for raising financially literate children all year long: 1. Have your children to open bank accounts, both checking and savings. They need to understand how banks operate. 2. Make it clear that the savings account is sacred. It is for real emergencies-not impulse buys. Teach them to avoid making decisions like, "I want that new skateboard and I have money in my savings account, so I'm going to go withdraw it."
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