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首页> 外文期刊>European Journal of Business and Management >Banks’ Trade Financing and its Contribution to SMEs Development in Tanzania “The Case of Selected SMEs in Dar es Salaam City, Tanzania”
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Banks’ Trade Financing and its Contribution to SMEs Development in Tanzania “The Case of Selected SMEs in Dar es Salaam City, Tanzania”

机译：坦桑尼亚的银行贸易融资及其对中小企业发展的贡献“坦桑尼亚达累斯萨拉姆市精选中小企业案例”

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摘要

The paper explores the Banks’ trade finance and its contribution to SMEs development in Tanzania with reflection in Dar es Salaam region. Data for study were collected using questionnaires and interviews from SMEs owners and Commercial bank workers in selected areas. A descriptive design was opted for the purpose of describing the state of affairs as it exists. This enables the researcher not only to be strict to fact findings but also formulate important principles of knowledge and solution to significant problems. The result indicates that SMEs owners lack knowledge on trade finance services offered by commercial banks and they have concentrated on loans and deposit services leaving trade finance services which is an option for external trade. Traders take high risk by travelling to abroad to fetch manufactured goods carrying cash on their hands. This imply that trade finance is new in Tanzania environment, but if it could be provided it could bring a great results to SMEs growth.
机译：本文探讨了银行的贸易融资及其对坦桑尼亚中小企业发展的贡献，并在达累斯萨拉姆地区进行了反思。通过问卷调查和访谈从选定地区的中小企业所有者和商业银行工作人员收集研究数据。为了描述现有的事务状态，选择了描述性设计。这使研究人员不仅可以严格地掌握事实发现，而且可以制定重要的知识原理并解决重大问题。结果表明，中小型企业所有者对商业银行提供的贸易融资服务缺乏了解，而他们只专注于贷款和存款服务，而贸易融资服务是对外贸易的一种选择。贸易商前往国外获取手上携带现金的制成品时，风险很高。这意味着贸易融资在坦桑尼亚环境中是新的，但如果能够提供，则可以为中小企业的发展带来巨大的成果。

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