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首页> 外文期刊>Journal of Development Economics >Can information influence the social insurance participation decision of China & rsquo;s rural migrants?*
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Can information influence the social insurance participation decision of China & rsquo;s rural migrants?*

机译:可以信息影响中国和rsquo的社会保险参与决定吗?*

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摘要

This paper uses a randomized information intervention to shed light on whether poor understanding of social insurance, both the process of enrolling and costs and benefits, drives the relatively low rates of participation in urban health insurance and pension programs among China?s rural-urban migrants. Among workers without a contract, the information intervention has a strong positive effect on participation in health insurance and, among younger age groups, in pension programs. Migrants are responsive to price: in cities where the premia are low relative to earnings, information induces health insurance participation, while declines are observed in cities with high relative premia.
机译:本文使用随机信息干预来阐明,对社会保险(包括注册过程、成本和福利)的理解不足是否导致中国城镇医疗保险和养老金项目的参与率相对较低?中国的城乡移民。在没有合同的工人中,信息干预对参加医疗保险以及在较年轻的年龄组中参加养老金计划有着强烈的积极影响。移民对价格有反应:在保费相对收入较低的城市,信息会促使人们参加医疗保险,而在相对保费较高的城市,则会出现下降。

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