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首页> 外文期刊>Heart and Lung: The Journal of Critical Care >Patients' annual income adequacy, insurance premiums and out-of-pocket expenses related to heart failure care
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Patients' annual income adequacy, insurance premiums and out-of-pocket expenses related to heart failure care

机译:病人的年度收入充足性、保险保险金额和现款支付相关费用心力衰竭的护理

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摘要

Objectives: To (1) identify the amount patients spend for insurance premiums, co-payments, deductibles, and other out-of-pocket costs related to HF and chronic health care services and estimate their annual non-reimbursed and out-of-pocket costs; and (2) identify patients' concerns about nonreimbursed and out-of-pocket expenses. Background: HF is one of the most expensive illnesses for our society with multiple health services and financial burdens for families. Methods: Mixed methods with quantitative questionnaires and qualitative interviews. Results: Patients (N=149) reported annual averages for non-reimbursed health services co-payments and out-of-pocket costs ranging from $3913 to $5829 depending on insurance coverage. Thirty one patients (21%) reported inadequate health coverage related to their non-reimbursed costs. Conclusions: Non-reimbursed costs related to HF care are substantial and vary depending on their insurance, health services use, and out-of-pocket costs. Patient referral to social services to assist with expenses could provide some relief from the burden of high HF-related costs.
机译:目的:(1)确定病人数量花的保险费,共同支付,免赔额和其他付现成本与心力衰竭和慢性健康保健服务,估计他们的年度non-reimbursed和付现成本;担忧nonreimbursed和付现费用。对我们的社会有多个昂贵的疾病卫生服务和财政负担家庭。定量调查问卷和定性采访。年度平均non-reimbursed健康服务共同支付和需要支付的费用根据从3913美元到5829美元保险。报道相关医疗保险不足他们non-reimbursed成本。Non-reimbursed成本相关的高频保健大量的,取决于他们保险、卫生服务利用和付现成本。协助费用可以缓解从高HF-related成本的负担。

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