Designing a Framework for Digital KYC Processes Built on Blockchain-Based Self-Sovereign Identity

Schlatt V.; Sedlmeir J.; Feulner S.Urbach N.

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Designing a Framework for Digital KYC Processes Built on Blockchain-Based Self-Sovereign Identity

机译：Designing a Framework for Digital KYC Processes Built on Blockchain-Based Self-Sovereign Identity

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? 2021Know your customer (KYC) processes place a great burden on banks, because they are costly, inefficient, and inconvenient for customers. While blockchain technology is often mentioned as a potential solution, it is not clear how to use the technology's advantages without violating data protection regulations and customer privacy. We demonstrate how blockchain-based self-sovereign identity (SSI) can solve the challenges of KYC. We follow a rigorous design science research approach to create a framework that utilizes SSI in the KYC process, deriving nascent design principles that theorize on blockchain's role for SSI.

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《Information & management》 |2022年第7期|89-104|共16页
作者
Schlatt V.; Sedlmeir J.; Feulner S.Urbach N.;
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Project Group Business & Information Systems Engineering of the Fraun-hofer FITProject Group Business & Information Systems Engineering of the Fraun-hofer FITProject Group Business & Information Systems Engineering of the Fraun-hofer FIT||University of Ba;

Project Group Business & Information Systems Engineering of the Fraun-hofer FIT||University of Bayreuth||Research Center Finance & Information Management;

Project Group Business & Information Systems Engineering of the Fraun-hofer FIT||University of Bayreuth||Research Center Finance & Information Management||Frankfurt University of Applied SciencesProject Group Business & Information Systems Engineering of the Fraun-hofer FIT||Research Center Finance & Information Management||Frankfurt University of Applied Sciences;

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正文语种英语
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Banking; Decentralized identity; Digital certificate; Digital wallet; Distributed ledger technology; Verifiable credential;

Designing a Framework for Digital KYC Processes Built on Blockchain-Based Self-Sovereign Identity

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