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>Do Large-Scale Refinancing Programs Reduce Mortgage Defaults? Evidence From a Regression Discontinuity Design: Working Paper 2015-06 | Congressional Budget Office
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Do Large-Scale Refinancing Programs Reduce Mortgage Defaults? Evidence From a Regression Discontinuity Design: Working Paper 2015-06 | Congressional Budget Office
In 2012, the Federal Housing Administration (FHA) reduced fees to refinance FHA-insured mortgages obtained before a retroactive deadline. We estimate that the policy will prevent more than 35,000 defaults of FHA-insured mortgages.
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