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首页> 美国政府科技报告 >Examination Coverage of Underwriting Practices for Consumer Loans Not Secured by Real Estate
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Examination Coverage of Underwriting Practices for Consumer Loans Not Secured by Real Estate

机译：不受房地产保障的消费贷款承保业务的审查范围

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As of March 31, 2008, FDIC-supervised institutions held approximately $94.7 billion in consumer loans not secured by real estate. Such loans were used by consumers to finance a wide array of items, such as: automobiles, appliances, furniture, home repairs, education costs, medical expenses, and vacations. Accordingly, it is important for FDIC examiners to adequately assess the risks associated with such consumer loans when they represent a material percentage of an institutions assets. The audit objective was to assess FDIC risk management examination coverage of institution underwriting practices for consumer loans not secured by real estate.

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