首页> 美国政府科技报告 >Asymmetric Information in the Market for Yield and Revenue Insurance Products
【24h】

Asymmetric Information in the Market for Yield and Revenue Insurance Products

机译:收益和保险产品市场中的信息不对称

获取原文

摘要

This report analyzes farmer's choice of crop insurance contracts and tests forthe presence of asymmetric information in the market for multiple yield and revenue insurance products. Farmers' risk characterisics, their level of income, and the cost of insurance products. Farmers' risk characterisics, their level of income, and the cost of insurance significantly affect their choices of yield and revenue insurance products as well as their selections of alternative coverage levels. Empirical analysis indicates that, in the presence of asymmetric information, high-risk farmers are more likely to select revenue insurance contracts and higher coverage levels. The results also indicate that premium rates do not accurately reflect the likelihood of losses, implying asymmetrical information in the crop insurance market.

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号