首页> 外国专利> LOAN INFORMATION ANALYSIS SERVICE SYSTEM AND METHOD OF P2P LOAN PRODUCTS

LOAN INFORMATION ANALYSIS SERVICE SYSTEM AND METHOD OF P2P LOAN PRODUCTS

机译:P2P贷款产品贷款信息分析服务系统及方法

摘要

Disclosed are a loan information analysis service system and a method of P2P loan products. The present invention is configured to calculate area information about a property to be loaned from a borrower terminal, similar area information around the property, location-based location measurements analyzed including environmental information, location of public facilities based on the location measurements, price information of similar property surroundings, index information calculated by assigning a preset weight to interest rate information, property transaction information based on location measurements, and analysis information through surrounding analysis information, wherein risk management information is calculated by analyzing the loan risk information of the property based on the index information and analysis information, and loan prediction information for property is analyzed using index information, analysis information and risk management information. Moreover, the loan prediction information is converted into scores to be outputted.;COPYRIGHT KIPO 2020
机译:公开了一种贷款信息分析服务系统和一种P2P贷款产品的方法。本发明被配置为计算关于要从借款人终端借出的财产的区域信息,该财产周围的类似区域信息,所分析的包括环境信息的基于位置的位置度量,基于该位置度量的公共设施的位置,商品的价格信息。相似的财产环境,通过对利率信息分配预设权重而计算出的指数信息,基于位置测量的财产交易信息以及通过周围分析信息得到的分析信息,其中,风险管理信息是通过基于以下因素分析财产的贷款风险信息来计算的:使用索引信息,分析信息和风险管理信息来分析索引信息和分析信息以及用于财产的贷款预测信息。此外,贷款预测信息将转换为分数以输出。; COPYRIGHT KIPO 2020

著录项

  • 公开/公告号KR102120591B1

    专利类型

  • 公开/公告日2020-06-08

    原文格式PDF

  • 申请/专利权人 TOGETHERAPPS CO. LTD.;

    申请/专利号KR20190099823

  • 发明设计人 KIM JAE KYUN;NOH KANG SEOK;

    申请日2019-08-14

  • 分类号G06Q40/02;G06Q10/06;G06Q50/16;

  • 国家 KR

  • 入库时间 2022-08-21 11:04:27

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