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TRUST FINANCE LOAN SYSTEM TO BOOST PROFIT USING LOAN GROWTH

机译:信托金融贷款系统利用贷款增长促进利润

摘要

The present invention relates to a trust financing loan system that increases the rate of return through loan growth, and the problem to be solved by the present invention is to quickly disperse and secure the stability of the investor''s principal through continuous new loans within the investment period. It aims to increase the rate of return through loan growth while minimizing the burden of interest and repayment of principal and interest. For example, when a user applies for a loan, a loan processing server that performs a loan review according to a loan condition based on the user''s business information to pay a loan, and converts the principal and interest of the loan into loan funds by receiving real-time repayment of the loan; And receiving at least one of goods and services from the user as collateral for the user''s loan application when the loan processing server approves the loan, commercializing the collateral as an electronic payment means and selling it online, and selling the collateral. Disclosed is a trust finance loan system that increases the rate of return through loan growth, including a mortgage processing server that calculates profits in real time and repays the loan processing server in real time as the principal and interest.
机译:本发明涉及一种通过贷款增长来提高回报率的信托融资贷款系统,本发明要解决的问题是通过在银行内连续不断的新贷款快速分散并确保投资者本金的稳定性。投资期。它旨在通过贷款增长来提高回报率,同时最大程度地减少利息负担和本金和利息的偿还。例如,当用户申请贷款时,贷款处理服务器根据用户的业务信息根据贷款条件进行贷款审查以支付贷款,并将贷款的本金和利息转换为贷款。通过接收贷款的实时偿还资金;当贷款处理服务器批准贷款时,从用户那里接收至少一种商品和服务作为用户贷款申请的抵押品,将该抵押品商业化为电子支付方式并在线销售,然后出售抵押品。公开了一种通过贷款增长来提高收益率的信托融资贷款系统,包括实时计算利润并实时偿还贷款处理服务器作为本金和利息的抵押处理服务器。

著录项

  • 公开/公告号KR20200119147A

    专利类型

  • 公开/公告日2020-10-19

    原文格式PDF

  • 申请/专利权人 김지억;

    申请/专利号KR1020190041612

  • 发明设计人 김지억;

    申请日2019-04-09

  • 分类号G06Q40/02;G06Q10/06;G06Q40/06;

  • 国家 KR

  • 入库时间 2022-08-21 11:05:48

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