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ENTERPRISE CREDIT RISK EVALUATION METHOD, APPARATUS AND DEVICE, AND STORAGE MEDIUM

机译:企业信用风险评估方法,装置和设备以及存储介质

摘要

The present application relates to the field of big data analysis and processing. Disclosed are an enterprise credit risk evaluation method, apparatus and device, and a storage medium. The method comprises: acquiring enterprise data of a target enterprise within a preset time period, and determining, according to the enterprise data, the type of industry to which the target enterprise belongs; searching for a credit risk evaluation model corresponding to the type of industry; extracting a credit risk feature variable from the enterprise data according to a preset data dimension, and inputting the credit risk feature variable into the credit risk evaluation model to obtain an enterprise credit risk evaluation resu and then, generating an enterprise credit risk evaluation report according to the enterprise credit risk evaluation result.
机译:本申请涉及大数据分析与处理领域。公开了一种企业信用风险评估方法,装置和设备以及存储介质。该方法包括:在预设时间段内获取目标企业的企业数据,并根据企业数据确定目标企业所属的行业类型。寻找与行业类型相对应的信用风险评估模型;根据预设的数据维度从企业数据中提取信用风险特征变量,将信用风险特征变量输入信用风险评估模型中,得到企业信用风险评估结果;然后根据企业信用风险评估结果生成企业信用风险评估报告。

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