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RISK CONTROL STRATEGY DETERMINING METHOD BASED ON PREDICTIVE MODEL, AND RELATED DEVICE

机译:基于预测模型的风险控制策略确定方法及相关装置

摘要

A risk control strategy determining method and device based on a predictive model. The method comprises: obtaining first user data, and determining a target service associated with the first user data (S21); determining, according to the target service type of the target service, a target risk decision-making rule generation model associated with the target service (S22); generating target risk decision-making rules corresponding to the first user data on the basis of the target risk decision-making rule generation model (S23); and determining a target risk control strategy for risk control of the target service according to the first user data and the target risk decision-making rules (S24). The method may enhance the association between the risk control strategy determined on the basis of machine learning and user service data, and improve the reliability of the risk control strategy and widen the applicability thereof.
机译:基于预测模型的风险控制策略确定方法和装置。该方法包括:获得第一用户数据;以及确定与第一用户数据相关联的目标服务(S21);以及根据所述目标服务的目标服务类型,确定与所述目标服务相关的目标风险决策规则生成模型(S22);根据目标风险决策规则生成模型,生成与第一用户数据对应的目标风险决策规则(S23);根据所述第一用户数据和所述目标风险决策规则,确定用于所述目标服务的风险控制的目标风险控制策略(S24)。该方法可以增强基于机器学习确定的风险控制策略与用户服务数据之间的关联,提高风险控制策略的可靠性,并扩大其适用性。

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