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SYSTEM FOR LEVERAGED COLLABORATIVE PRE-VERIFICATION AND AUTHENTICATION FOR SECURE REAL-TIME RESOURCE DISTRIBUTION
SYSTEM FOR LEVERAGED COLLABORATIVE PRE-VERIFICATION AND AUTHENTICATION FOR SECURE REAL-TIME RESOURCE DISTRIBUTION
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机译：协作式预验证和认证系统，用于安全的实时资源分配
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摘要
Embodiments of the present invention provide a system for providing leveraged collaborative pre-verification and authentication for secure real-time resource distribution associated with a managing entity. Within a real-time resource distribution processing network, when a resource distribution request is received, historical verification factors are identified and used to establish a statistical model of how an associated account is expected to operate. Features of the pending resource distribution request are analyzed with respect to the statistical model to establish a pre-verification value of the user. Based on this established pre-verification value, the resource distribution request can be pre-verified or terminated, or additional authentication credentials can be prompted and received from a computing device of a user associated with the resource distribution request to verify the resource distribution request in real-time.
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