首页> 外国专利> REAL-NAME CONSUMPTION SYSTEM-BASED NEW PENSION SAVING METHOD AND SAVING SYSTEM THEREFOR

REAL-NAME CONSUMPTION SYSTEM-BASED NEW PENSION SAVING METHOD AND SAVING SYSTEM THEREFOR

机译:基于实名消费系统的养老金储蓄新方法及其储蓄系统

摘要

A real-name consumption system-based pension saving system and a method thereof directly associate consumption lives of nationals with a pension to easily acquire financial resources of the pension while ensuring the transparency of economic activities of the nationals. The method includes a pension account opening step for opening a new pension account for an individual and issuing a pension recognizer associated with the new pension account. A pension saving step includes configuring and automatically levying a new consumption pension in a predetermined ratio in an amount of money spent by the individual, crediting the new consumption pension to the new pension account of the individual who has expended the spent amount, and saving the same in the new pension account. A pension payment step includes paying the individual a new pension from a payment time point until the individual dies, according to an amount of money saved in the account.
机译:基于实名消费系统的养老金储蓄系统及其方法将国民的消费寿命与养老金直接相关联,从而在确保国民经济活动的透明性的同时,容易获得养老金的财政资源。该方法包括退休金帐户开设步骤,用于为个人开设新的退休金帐户并发行与该新的退休金帐户相关联的退休金识别器。养恤金节省步骤包括:以预定比例配置并自动征收新的消费养恤金,该新的消费养恤金与个人的支出金额成比例;将新的消费养恤金记入已支出金额的个人的新养恤金帐户中;以及在新的养老金帐户中也是如此。养老金支付步骤包括根据账户中所存的钱数,从支付时间点开始支付新的养老金,直到该人去世为止。

著录项

  • 公开/公告号US2020202424A1

    专利类型

  • 公开/公告日2020-06-25

    原文格式PDF

  • 申请/专利权人 HAI RYUN KOH;

    申请/专利号US201716608826

  • 发明设计人 HAI RYUN KOH;

    申请日2017-04-28

  • 分类号G06Q40/02;G06Q20/10;G06Q50/26;

  • 国家 US

  • 入库时间 2022-08-21 11:23:41

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