首页> 外国专利> Systems and methods for generating chargeback analytics associated with service chargebacks

Systems and methods for generating chargeback analytics associated with service chargebacks

机译:用于生成与服务费用分摊相关联的费用分摊分析的系统和方法

摘要

A chargeback analytics computing device for generating chargeback analytics associated with service chargebacks is provided. The chargeback analytics computing device is configured to retrieve transaction data for a merchant, the transaction data associated with transactions initiated at the merchant, and extract chargeback data from the transaction data, the chargeback data associated with chargeback transactions. The chargeback analytics computing device also parses the chargeback data to identify a chargeback reason code associated with each chargeback transaction. Based upon the chargeback reason codes, the chargeback analytics computing device isolates a fraud-related portion and a non-fraud-related portion of the chargeback data, and extracts a service subset of the non-fraud-related portion associated with service chargeback transactions, wherein a service chargeback transaction is initiated by a cardholder having an unsatisfactory experience with the merchant. The chargeback analytics computing device is configured to calculate and transmit a merchant experience score based upon the service subset.
机译:提供了用于生成与服务费用返还相关联的费用返还分析的费用返还分析计算设备。退款分析计算设备被配置为检索商家的交易数据,与在商家处发起的交易相关联的交易数据,以及从交易数据中提取退款数据,该退款数据与退款交易相关联。拒付分析计算设备还解析拒付数据,以识别与每个拒付交易关联的拒付原因代码。基于拒付原因代码,拒付分析计算设备隔离拒付数据的欺诈相关部分和与欺诈无关的部分,并提取与服务拒付交易相关联的与欺诈无关的部分的服务子集,其中服务退款交易是由持卡人对商家的体验不满意而发起的。退款分析计算设备被配置为基于服务子集来计算并发送商家经验分数。

著录项

相似文献

  • 专利
  • 外文文献
  • 中文文献
获取专利

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号